Debt consolidation is usually an unsecured loan and is taken out with a financial lending institution to payout other unsecured debt (like credit cards or store cards). A financial lending instution will assess your ability to repay the consolidation loan. People with a bad credit record may find it difficult to obtain a consolidation loan.
We do not offer consolidation loans, however, we can assess your suitability free of charge.
Our friendly staff will tell you whether or not consolidation is a good choice in your situation.
If you have been refused a consolidation loan and you are insolvent, you may wish to consider a Debt Agreement or a Personal Insolvency Agreement.
What we do
18/04/10